Rivox Connect

Build financial infrastructure into your platform.

Give marketplaces, SaaS platforms and digital businesses the infrastructure to onboard connected businesses, define payment splits and automate financial workflows through APIs.

Model

Platforms operate. Rivox provides the infrastructure.

Define how businesses are onboarded, how revenue is allocated and how funds flow — programmatically, with the applicable financial institutions executing the regulated functions.

  1. Your platform

    Commercial rules and product experience.

  2. Rivox Connect

    Connected account workflows and controls.

  3. Connected accounts

    Sellers, vendors or businesses on your platform.

  4. Payment flows

    Splits, allocations and payout configuration.

  5. Financial partners

    Applicable accounts and settlement execution.

Rivox enables connected-account workflows through participating financial institutions.

Capabilities

  • Connected accounts
  • Platform accounts
  • Merchant onboarding workflows
  • Split rules
  • Automated allocation
  • Payout configuration
  • Account controls
  • Platform-level risk controls
  • Webhooks
  • Reconciliation

Allocation

Revenue splits recorded as traceable entries.

Each transaction is allocated across the platform, connected accounts, fees and reserves, and reconciled in one ledger.

Platform · plat_4820Operational
  • Seller Aacct_11A0214 / 100Active
  • Seller Bacct_47B1022 / 100Active
  • Seller Cacct_83X2991 / 100Restricted
  • Seller Dacct_92K719 / 100Active

Controls applied to one connected account leave the rest of the ecosystem operating.

Transaction · txn_9f21c100,000.00 MZN
  • Connected account82.5%+ 82,500.00
  • Platform12.0%+ 12,000.00
  • Fees3.5%+ 3,500.00
  • Reserve2.0%+ 2,000.00

Every movement is recorded as a traceable ledger entry.