Rivox Payments
One integration for your payment operations.
Integrate payments through Rivox and operate with financial institutions and payment partners connected to the infrastructure — using one API, one ledger and one operational model.
Unified API
One integration. Multiple financial connections.
Connect your business to supported payment providers and financial institutions through a unified API.
Rivox orchestrates the technology layer while connected financial institutions execute the applicable financial and settlement functions.
POST /v1/payment-intents
{
"amount": 125000,
"currency": "MZN",
"reference": "ord_10482"
}{
"id": "pi_8Kd2Xa",
"status": "requires_confirmation",
"risk": { "score": 12, "decision": "allow" }
}Capabilities
- Payment API
- Checkout
- Payment orchestration
- Payment methods
- Transaction tracking
- Refund workflows
- Webhooks
- Reconciliation
- Settlement orchestration
Ledger & reconciliation
Every movement is recorded and traceable.
Allocations across your business, connected accounts, fees and reserves are written as ledger entries and reconciled against provider events — a platform capability within Rivox Payments, not a separate product.
- Connected account82.5%+ 82,500.00
- Platform12.0%+ 12,000.00
- Fees3.5%+ 3,500.00
- Reserve2.0%+ 2,000.00
Every movement is recorded as a traceable ledger entry.
Architecture
A clear separation between technology and regulated execution.
Your business integrates with Rivox. Rivox orchestrates the technology. Licensed partners execute the applicable financial functions and final settlement.
Digital business
Integrates the Rivox API.
Rivox payments
Validation, routing, risk and orchestration.
Payment partners
Providers connected to the infrastructure.
Financial institutions
Applicable financial functions and final settlement.